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Business Loans

Commercial Loans and Lines of Credit

Whether financing cash flow from accounts receivable or purchasing equipment to expand business operations, a Commercial Line of Credit or Term Loan is the right financing tool to meet your needs.

Commercial Real Estate Loans

If you’re considering buying or refinancing commercial real estate to help your business expand, reduce expense, recapture capital or eliminate lease payments, our custom tailored commercial real estate loans are designed to meet your needs.

SBA 504 Loans

RVCB offers SBA 504 lending solutions that allow borrowers to take advantage of low down payment financing.

Agricultural Operating Loans and Lines

Annual lines of credit that help you manage the production of crops from start to finish, or term loans for new equipment and capital improvements, our Agricultural credit accommodations are designed to meet all your “Growing Needs”.

Agricultural Real Estate and Land Development Loans

Whether you’re seeking to acquire existing production land, and/or considering developing or redeveloping existing land into higher and better use, our Agricultural Real Estate or Orchard Development loan programs are designed to accommodate all your needs.

Farmer Mac

RVCB has a partnership with Farmer Mac-the nation's leading source of capital for agriculture. This partnership expands Ag Real Estate loan options and repayment terms that the Bank can offer such as more choices for financing your farm, locking in your interest rate and taking the guesswork out of future loan payments.

Construction Loans

If you’re considering constructing a commercial building for your business, we offer construction loan programs that allow you to complete your construction project in a timely manner, with an option to term out the balance at completion.

Call our lending team to discuss your financing needs:

Yuba City

(530) 755-0418

Grass Valley

(530) 798-2690

Auburn

(530) 537-2850

Marysville

(530) 645-5050

Reno

(775) 237-2574