Business Checking

A straightforward account designed to support your business’s day-to-day needs. With no monthly maintenance fee and easy access to your funds, this account helps you focus on running your business—not managing your bank account. Perfect for small to mid-sized businesses looking for simplicity, value, and flexibility in their banking.

No monthly maintenance fee
150 transactions per statement cycle included, then $0.25 each
Cash deposits up to $10,000 per statement cycle included, then $0.10 per $100
Minimum opening balance $100
Non-interest bearing account
Electronic Statements
Online Banking with Bill Pay
MasterCard Debit Card available*
River Reserve overdraft protection-Subject to credit approval*
Savings overdraft protection available
Business Credit Cards available subject to credit approval*
Notary Service on RVCB documents by appointment

Business Interest Checking

Designed for businesses that want their checking account to do more, this account earns interest on eligible balances—helping your money work as hard as you do. Enjoy the convenience of everyday access to your funds while earning interest, making it a smart choice for businesses that maintain higher balances and value added growth.

No monthly maintenance fee with average monthly collected balance of $2,500 otherwise $10 monthly maintenance fee
250 free transactions per statement cycle, then $0.25 each
Cash deposit up to $10,000 per month, then $0.10 per $100
Minimum opening balance $100
Interest bearing account-Variable tiered interest rates
Electronic Statements
Online banking with Bill pay
MasterCard Debit card available*
River Reserve overdraft protection-Subject to credit approval*
Savings overdraft protection available
Business Credit Cards available subject to credit approval*
Notary Service on RVCB documents

Business Analyzed Checking

Ideal for businesses with higher transaction volumes and cash handling needs, this account offers flexibility and value. Earn a competitive Earnings Credit on your collected balances, which can be used to help offset maintenance and per-item fees—maximizing the efficiency of your business banking

Analyzed monthly fees
Minimum opening balance $100
Cash deposits up to $10,000 per statement cycle included, then $0.10 per $100
Non-interest bearing account
Electronic Statements
Online Banking with Bill Pay
MasterCard Debit Card available*
River Reserve overdraft protection - Subject to credit approval*
Savings overdraft protection available
Business Credit Cards available subject to credit approval
Pays earning credit to offset monthly maintenance and per-item fees (less 10% reserve)
Free notary services on RVCB documents

Business Money Market***

A smart solution for businesses looking to earn interest on higher balances while maintaining liquidity. This account combines the earning potential of a savings account with the flexibility of limited check writing and easy access to funds. It’s an ideal choice for managing surplus cash while keeping your money working for you—securely and efficiently.

No Monthly maintenance fee with an average monthly collected balance of $2,500 or $10,000minimum monthly combined balance, otherwise $15 monthly maintenance fee.
Minimum opening balance $1000
Interest bearing account - variable tiered interest rates
Electronic Statements
Online Banking with Bill Pay
River Reserve overdraft protection - Subject to credit approval*
Six preauthorized withdrawals per statement cycle**
Savings overdraft protection available
Business Credit Cards available subject to credit approval*
Free notary services on RVCB documents

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*Some restriction may apply

**The account type may be converted to either an interest-bearing checking account or noninterest bearing checking account if you exceed this limit more than three times within a rolling 12-month period.

***Preauthorized withdrawals (transfers by telephone, wire, PC, overdraft protections and/or automatic payments) to another account or to third parties, checks, drafts or point-of-sale transfers to third parties are limited to a combined total of six withdrawals per statement cycle.