Personal Savings

Personal Savings

The perfect account to help you consistently save for life’s surprises or special purchases — with low minimum balance requirements to offset the monthly maintenance fee.

  • No quarterly maintenance fee with $300 minimum daily collected balance or be under the age of 18, otherwise $4.00 quarterly maintenance fee.
  • Minimum balance to open is $100
  • Interest bearing account; variable rate
  • For students under 18 years of age, parent or guardian must also be a signer on the account.
  • Electronic Statements
  • Online Banking 

Health Savings Account (HSA)

A smart way to grow funds for eligible medical expenses. Enjoy the convenience of a checking account — complete with a MasterCard® Debit Card and check-writing capabilities — to pay for qualified medical expenses. Must be enrolled in a qualified High-Deductible Health Plan (HDHP). Minimum balance required to offset the monthly maintenance fee.

  • Must be in a qualified High Deductible Health Plan (HDHP)
  • No monthly maintenance fee with $500 minimum daily balance, otherwise $5.00 monthly maintenance fee. 
  • $10.00 account set-up fee charged at account opening
  • $100 minimum opening balance
  • MasterCard Debit card available
  • Electronic statements
  • Online Banking with Bill Pay
  • Unlimited check writing