Personal Checking Accounts

Personal Checking

This checking account has everything you need — from Online Banking and Bill Pay to a MasterCard® Debit Card for 24/7 access to your funds. And the best part? There’s no monthly maintenance fee!

• No monthly maintenance fee
• Minimum balance to open is $100
• Non-interest bearing account
• MasterCard Debit card available*
• Electronic Statements
• Online Banking with Bill Pay
• Unlimited check writing
• Personal Credit Cards available subject to credit approval*

Personal Interest Checking

Enjoy all the great features of our Personal Checking account — plus earn interest on your collected balances and receive your first order of RVCB logo checks included! Maintain a minimum balance to offset the monthly maintenance fee.

• No monthly maintenance fee with $1,000 minimum daily balance, or $1,500 average monthly collected balance or $5,000 minimum monthly combined balances; otherwise $10 monthly maintenance fee. 
• Minimum balance to open is $100
• Interest bearing account-variable tiered interest rates
• MasterCard Debit card available*
• First order of RVCB logo checks included
• Electronic Statements
• Online Banking with Bill Pay
• Unlimited check writing
• Personal Credit Cards avaliable subject to credit approval*

Elite Checking (50 years +)

The perfect checking account for customers age 50 and better! Enjoy all the benefits of our Personal Checking account, plus earn interest on your collected balances — all with no monthly maintenance fee.

• No monthly maintenance fee
• Minimum balance to open is $100
• Interest-bearing account-variable tiered interest rates
• Official checks included
• Discounted Safe Deposit Box rental
• RVCB logo checks included
• MasterCard Debit card available*
• Electronic Statements
• Online Banking with Bill Pay
• Unlimited check writing
• Personal Credit Cards available subject to credit approval*

Junior Checking

The perfect account for students ready to open their first checking account — with no monthly maintenance fee! Available to customers under 18 with an adult joint owner.

• For students under 18 years of age
• Adult joint owner must be a signer on the account
• No monthly maintenance fee
• Minimum balance to open is $25
• Non-interest bearing account
• MasterCard Debit card available*
• First order of RVCB logo checks included
• Electronic Statements
• Online Banking with Bill Pay
• Unlimited check writing

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*Some restrictions may apply