Personal Checking Accounts
Personal Checking
This checking account has everything you need — from Online Banking and Bill Pay to a MasterCard® Debit Card for 24/7 access to your funds. And the best part? There’s no monthly maintenance fee!
- No monthly maintenance fee
- Minimum balance to open is $100
- Non-interest bearing account
- MasterCard Debit card available*
- Electronic Statements
- Online Banking with Bill Pay
- Unlimited check writing
- Personal Credit Cards available subject to credit approval*
Personal Interest Checking
Enjoy all the great features of our Personal Checking account — plus earn interest on your collected balances and receive your first order of RVCB logo checks included! Maintain a minimum balance to offset the monthly maintenance fee.
- No monthly maintenance fee with $1,000 minimum daily balance, or $1,500 average monthly collected balance or $5,000 minimum monthly combined balances; otherwise $10 monthly maintenance fee.
- Minimum balance to open is $100
- Interest bearing account-variable tiered interest rates
- MasterCard Debit card available*
- First order of RVCB logo checks included
- Electronic Statements
- Online Banking with Bill Pay
- Unlimited check writing
- Personal Credit Cards avaliable subject to credit approval*
Elite Checking (50 years +)
The perfect checking account for customers age 50 and better! Enjoy all the benefits of our Personal Checking account, plus earn interest on your collected balances — all with no monthly maintenance fee.
- No monthly maintenance fee
- Minimum balance to open is $100
- Interest-bearing account-variable tiered interest rates
- Official checks included
- Discounted Safe Deposit Box rental
- RVCB logo checks included
- MasterCard Debit card available*
- Electronic Statements
- Online Banking with Bill Pay
- Unlimited check writing
- Personal Credit Cards available subject to credit approval*
Junior Checking
The perfect account for students ready to open their first checking account — with no monthly maintenance fee! Available to customers under 18 with an adult joint owner.
- For students under 18 years of age
- Adult joint owner must be a signer on the account
- No monthly maintenance fee
- Minimum balance to open is $25
- Non-interest bearing account
- MasterCard Debit card available*
- First order of RVCB logo checks included
- Electronic Statements
- Online Banking with Bill Pay
- Unlimited check writing
Money Market***
A smart option for individuals who want to earn interest on higher balances while keeping easy access to their funds. This account offers the earning potential of a savings account with added flexibility for limited transactions and convenient access to your money. It’s an ideal way to grow your savings while keeping your funds readily available—securely and efficiently.
- No Monthly maintenance fee with an average monthly collected balance of $2,500 or $10,000 minimum monthly combined balance, otherwise $15 monthly maintenance fee
- Minimum opening balance $1000
- Interest bearing account - variable tiered interest rates
- Electronic Statements
- Online Banking with Bill Pay
- Six preauthorized withdrawals per statement cycle**
- Personal Credit Cards available subject to credit approval*
*Some restrictions may apply
**The account type may be converted to either an interest-bearing checking account or noninterest bearing checking account if you exceed this limit more than three times within a rolling 12-month period.
***Preauthorized withdrawals (transfers by telephone, wire, PC, overdraft protections and/or automatic payments) to another account or to third parties, checks, drafts or point-of-sale transfers to third parties are limited to a combined total of six withdrawals per statement cycle.